Best Virtual Cards for Paying Google Ads, Facebook Ads, Microsoft Ads

In the modern world, where digital advertising is becoming increasingly crucial for businesses, effective payment management and transaction security play a significant role. The use of virtual cards has become an integral part of successful campaigns. Virtual cards provide users with the opportunity to securely and conveniently pay for advertising services, minimizing the risks of payment blocks and ensuring flexibility in expense management.

PSTNET

PSTNET is a service that provides virtual cards for advertising payments (VCC) in both USD and EUR, supporting Visa and Mastercard. These cards offer a wide range of possibilities, providing an easy way to make online purchases and manage advertising on platforms such as Google Ads, Facebook Ads, TikTok Ads, Instagram Ads, Microsoft Ads, and others.

Advantageous commissions:

• No transaction fees
• No withdrawal fees from the card
• No fees for declined payments
• No fees for operations with blocked cards

A simple registration process using a Google, Telegram, WhatsApp, Apple ID account, or creating a new login and password. The first card does not require KYC, but the top-up limit for the first card is $500. After completing a quick and easy verification, users can issue an unlimited number of cards with no restrictions on spending and top-ups.

Diverse methods for card top-up:

• Cryptocurrency: USDT TRC-20, BTC, and 15 other coins
• Bank transfers through SWIFT and SEPA systems
• Visa/Mastercard payment cards

Reliable BIN codes:

• Protecting advertising accounts from the risk of payment blockages
• Own BIN checker allows verification of information for all bank cards and provides real-time statistics on BIN codes
• Ability to launch advertising campaigns without issues
• Impressive number of BINs (25+ banks in Europe and the USA)

Additional collaboration features:

• Team member management
• Role assignment
• Limit customization
• Request system for top-ups
• Report generation

Advanced security system:

• Two-factor authentication
• Telegram bot for service notifications

Especially for those involved in media buying, PSTNET provides the most favorable conditions with the PST Private program:

• 3% cashback on advertising expenses
• Up to 100 free cards
• The lowest commission on the market
• Currently, a 50% discount is available for the first month PLUS no need to confirm advertising spend.

Browser Extension "Cardholder":

• For Google Chrome and Chromium-based browsers
• Convenient execution of payments with virtual cards
• Receipt of 3D-Secure confirmation codes
• Checking the balance of virtual payment cards
• Inserting card data into payment fields with a single mouse click

LinkPay

LinkPay is a relatively new virtual card service, made by a team of experts with the extensive industry background. They offer cards for online ads such as Facebook Ads, Google Ads, Bing ads and others and usual purchases (AI subscriptions, Amazon shopping, corporate purchases like plane tickets or hotel bookings) both, for now they have USD options only. Though there are several key differences which distinct them from other such services on the market. Let’s get into the detailed description of the service:

Simple fees rate:

LinkPay offers 4 subscription tiers, which include fees pricing, merchant account commissions and cashback rewards. Service takes no transaction fees, as well as no fees for high decline rate or account deposit.

Registration is available via email and Google accounts for now, and as far as we know, there are plans to add Telegram and Apple sign up options.

Depositing into LinkPay account is fast and straightforward. You choose one of the available crypto deposit options, at the moment we found only USDT TRC20 and BTC available, and send the crypto to the dedicated address.

The product line LinkPay offers is their distinctive features:

— There are dedicated BINs for Google Ads, Facebook Ads, and ones for any advertising platform
— The card for any other purchase is called Omni Card, it is available in Visa and Mastercard both
— Recently added eWallet card supports integration with Apple Pay and Google Pay digital wallets. The service team advises to use it with US accounts, though there are in fact no restrictions for account geo

The last distinct feature which is still in development is Merchant. This is a crypto processing solution with lucrative terms for small businesses. 

What else? The service provides tool for teamwork with fully customisable member roles (so you don’t need to fit your diverse operations team into 2 or 3 roles), card auto-top up features, which comes in handy when working with Facebook ads. And there is a robust refferal program, where you earn even from clicks on your affiliate link.

MyBrocard

Brocard is a service that provides virtual cards for teams and individuals in the United States. It was launched in 2020. These cards are suitable for funding budgets in advertising accounts on platforms like Facebook, Google, TikTok, and others. They can also be used for payments to hosting providers, DNS services, telephony, and various other internet services. All virtual cards instill trust, making them easily attachable to advertising accounts and various services without any issues.

Advantages:

• Registration through Google or Fa**book accounts.
• Unified balance and statistics for all cards.
• Ability to create groups and teams for dividing access to loyalty cards.
• Free issuance of 50 virtual cards for one team.
• Cost of each subsequent card is only $2 USD.
• BINs (USA 3+) and three types of cards (USD).
• Cards with 3DS are available after conducting 100 transactions if the percentage of declined operations is less than 10-15%.
• USDT, Binance USDT, and Capitalist (instant top-up).
• Top-up through payment systems WIRE and the MarketCall affiliate program (manual mode).
• Minimum top-up amount: $500.
• Prompt technical support for users.

Spendge

A simple and fast process for obtaining a card, without the need for complex identification and document copies. Tariffs become more advantageous with an increase in the number of cards and expenses.

Advantages:

• Five options for BINs to reduce risks in payments.
• Support for 3DS for additional transaction security.
• The cost of card issuance is 5 euros (from 1 euro with cashback). This is an affordable price for a high-quality virtual card.
• The top-up fee depends on the method: for cryptocurrency (USD, EUR, BTC), the fee is 1.5%, and for top-up via WIRE, it is 25 euros plus 0.5% of the amount.
• The top-up card fee decreases based on monthly expenses. With expenses of 300,000 euros, the fee is 2%, and with expenses of 500,000 euros, it's 1.6%.

With Spendge, you get flexible terms and favorable rates for using virtual cards. You can manage your payments and benefit from the service.

The choice of a virtual card is an important step in ensuring security and convenience when paying for advertising. In this text, three popular services were presented: PSTNET, Spendge, and MyBrocard, each offering its own advantages and conveniences. Choosing the right virtual card depends on individual needs and preferences, and each of these services can be a good option for use.